Penelitian ini bertujuan untuk mengetahui dampak pandemic covid-19 terhadap perkembangan bisnis dan manajemen keuangan UMKM. Dalam menghadapi dampak covid-19 pemerintah mengeluarkan kebijakan-kebijakan khususnya bagi UMKM agar mampu melewati tekanan ekonomi seperti dampak pandemic covid-19. Untuk mendukung kebijakan ini pemerintah memberi peluang serta dorongan layanan digital sebagai pendukung dimasa pandemic dan membangun teknologi digital sebagai platform untuk memngoptimalkan dan mengstabilkan manajemen keuangan serta dapat mendorong perkembangan bisnis UMKM. Metode yang digunakan pada penelitian ini yaitu metode kuantitatif. Teknik pengumpulan data dengan menyebarkan kuesioner dan survei. Hasil penelitian menjelaskan bahwa pandemic covid-19 pada umumnya berdampak baik terhadap perkembangan bisnis dan manajemen keuangan UMKM. Sebagian besar sample menunjukkan pendapatan yang stabil bahkan cenderung meningkat. Kesimpulan penelitian ini. bahwa dari hasil perhitungan uji regresi linear sederhana dan pembahasan bahwa (1) pandemic covid-19 berpengaruh positif terhadap perkembangan bisnis; (2) pandemic berpengaruh negatif terhadap manajemen keuangan UMKM.

This research aimed to determine the impact of COVID-19 pandemic on the development of MSME business and financial management.in response to the impact of COVID-19, the government issued policies, especially for MSMEs to well overcome the economic pressures, such as the impact of COVID-19 pandemic. To support these policies, the government has provided opportunities and supports through digital services during the COVID-19 pandemic to build digital technology as their platforms to optimize and stabilize the development of financial management and MSME business. This research useda quantitative method. The data were collected by distributing questionnaires and surveys. The research results development of MSME business and financial management. Most samples proved that the income was stable and even tended to increase. This research eventually concluded that from the results of simple linear regression test calculation and discussion: (1) the COVID-19 pandemic had a positive impact on business development; (2) the COVID-19 pandemic had a negative impact on MSME financial management.